AnnualCreditReport Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. Date of availability …
FTC Also explains credit reports and credit scores, how to protect your identity, improve your credit record, and what to do if you are a victim of …
Experian Check your credit report and credit score with toll-free support, business credit reports, identity theft protection, and marketing solutions – Experian Official Site.
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TransUnion To view your personal credit report and credit score, visit TrueCredit. We have the resources and tools you need to understand and manage your credit report …
Creditkarma Instantly receive your free credit score and free credit report data online. Free credit tools to track and optimize your credit score. No credit card needed & no …
CreditReportandScores Your Credit Destination to understand your Credit & Credit Score-includes Triple Bureau Credit Monitoring.
CreditReport We’ve Delivered 1 Million Credit Reports in 2011. Providing Credit Reports & Scores for All 3 Bureaus Experian, Transunion & Equifax. Get Yours Today.
FDIC Credit Reports and Scores. The FDIC has created this webpage to inform consumers about the new Fair and Accurate Credit Transactions Act’s …
Bankrate Bankrate.com offers free credit report advice and how-to articles, as well as a free credit score calculator.
Free Credit Report When you order your $1 Credit Report and Score here, you will begin your 7-day trial membership in freecreditreport.com. If you don’t cancel your membership …
Federal Reserve So it’s especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus.
Wikipedia The system of credit reports and scores in Canada is very similar to that in the United States, with two of the same reporting agencies active in the country: …
Credit Credit.com helps you compare and choose the best credit report and credit score for you, by providing easy-to-read reviews and expert analysis.
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USA This page describes how credit scores are used and the companies that provide your credit report.
TransUnion Check your credit report and credit score online at TransUnion.com. Credit is as important as ever, visit TransUnion-The Source for your credit needs.
PrivacyMatters Get your credit scores from Privacy Matters 123, and start building and protecting your credit – PrivacyMatters.com.
Home Buying Credit scores are generated by plugging the data from your credit report into software that analyzes it and cranks out a number. The three major credit reporting …
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How to Coupon Effectively
A Beginner's Guide to Couponing
By Erin Huffstetler,
About.com Guide
If you're interested in couponing, but aren't sure how to get started, this guide’s for you:
Where to Look for Coupons
There are lots of coupons up for grabs, if you know where to find them. By far, the best places to look are:
• Newspapers- the Smart Source and Valassis coupon inserts appear on a near-weekly basis. The Procter and Gamble insert appears at the start of each month
• Magazines- women's publications such as Woman's Day, Red Book, Family Circle and Good Housekeeping frequently carry manufacturer coupons
• In store- look for coupons on store shelves, on products and on the back of your receipts. Also look for coupons to print out at the register Additional places to look:
• Online- look to free grocery coupon sites for loads of printable coupons. Not all stores take them; but if yours does, you’re in luck
• Junk mail- high-value manufacturer coupons have started to appear in junk mailers, so be sure to look before you toss
• Direct from the manufacturer- check manufacturer websites for printable coupons or contact companies (by mail, e-mail or phone) to request coupons
• Store mailings- get a frequent shopper card for the grocery stores that you shop, and you may be rewarded with special coupon mailings
• On products- look in and on the packaging of the products that you buy for special loyalty coupons
How to Keep Coupons Organized
There are lots of ways to organize coupons; the key is to find the approach that works best for you. Three options to consider:
• Clipping out all coupons
• Clipping out just the coupons that you intend to use
• Leaving the coupon inserts intact, and clipping coupons on an "as-needed" basis
Whichever approach you choose, there are several things that you can do to ensure that your coupons remain neat and accessible:
1. Develop a filing system. Many couponers organize their coupons by grocery category--dairy, frozen foods, deli, etc. – but it's not the only way to go. Find a filing system that works for you--by aisle, by expiration, etc. – and put it into action.
2. Find a container to hold your coupons. Use a shoebox, a storage container, a coupon binder, a coupon wallet or a recipe box – it doesn't matter what you choose – but it's important to have a landing spot for all of those coupons.
3. File coupons the same day you get them. Okay, so you may not always have time to file your coupons right away, but try to file them as soon as you can. This will prevent them from getting lost, and save you the hassle of having to sort through a big mess of coupons all at once.
4. Purge regularly. Expired coupons won't save you money, so don't let them hog space in your coupon file. Set a schedule for purging expired coupons, and stick to it.
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