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"Debt Free Living"
Dave Ramsey MyTotalMoneyMakeover.com · Commercial Free Podcast – 3 hours … See Dave Live! Total Money Makeover LIVE! Southern California … Get Debt Free …
Debt-Proof Living Mary Hunt’s Debt-Proof Living is the best way to get out of debt. Learn how to get out of debt fast using frugal living tips and … Try our eMag Sample Issue FREE …
SmartMoney Living debt-. free ? In a nation where consumer debt has become as American as baseball thanks in part to the historically low interest rates …
Wise Bread Professional counselors are taught that there are occasions when you must help a client decrease expectations. At times it becomes clear that …
Dolans Suffering from a post-holiday debt hangover? Start the new year right by conquering your debt once and for all wtih a debt managemnet plan.
CNBC Is it practical or even possible in modern day America to eliminate debt entirely? It just takes discipline, sacrifice and a more liberal definition of …
TODAY MSNBC MSN Here, the busy couple comes clean about living debt-free, preparing for grandkids and more — plus they offer a crowd-pleasing recipe.
Amazon From the Publisher. Debt has dominated the financial direction of our society over the past sixty years. Credit card offers flow into our mailboxes virtually every …
Money CNN Close your eyes and picture a life without any debt: no mortgage payments, credit card bills or auto loans. In today’s shaky job market, the …
Focus on the Family Following these six steps can start you down the path of becoming debt free.
Art of Debt Free Living It is possible to live a debt-free lifestyle! But there needs to be a real desire to change and a plan that will work. Living out of the debt cycle is not only possible, …
Good Housekeeping This painless plan will help you beat the credit card blues — for good.
Living On A Dime I was recently interviewed about debt free living and how living without debt relates to my faith. I thought you’d find some of the answershelpful.
WikiHow How to Start Living a Debt Free Life. A Debt Free lifestyle is easier to attain than you think. It doesn’t matter how much money you make or how …
American Thinker Living Debt-Free. By Trevor Thomas. In his 1992 bestseller The Coming Economic Earthquake, writing about mortgages, home equity loans, …
Kiplinger Steve and Lucille Martin’s personal finances looked immaculate. They carried no credit-card debt, had just five years left on their 30-year …
Squirrelers I absolutely detest debt. The idea of having a financial obligation as a monkey on my back is not something that works for me. By carrying debt …
Store Crown Debt, Debt Free, Debt Free Living, Larry Burkett, Larry Burkett, living, free, freedom, financial freedom, peace, budget.
Financial Highway Living below your means is the most challenging task. Unfortunately, it is the only dose of medicine for those who are financially sick and have huge debts to pay …
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How to Coupon Effectively
A Beginner's Guide to Couponing
By Erin Huffstetler,
About.com Guide
If you're interested in couponing, but aren't sure how to get started, this guide’s for you:
Where to Look for Coupons
There are lots of coupons up for grabs, if you know where to find them. By far, the best places to look are:
• Newspapers- the Smart Source and Valassis coupon inserts appear on a near-weekly basis. The Procter and Gamble insert appears at the start of each month
• Magazines- women's publications such as Woman's Day, Red Book, Family Circle and Good Housekeeping frequently carry manufacturer coupons
• In store- look for coupons on store shelves, on products and on the back of your receipts. Also look for coupons to print out at the register Additional places to look:
• Online- look to free grocery coupon sites for loads of printable coupons. Not all stores take them; but if yours does, you’re in luck
• Junk mail- high-value manufacturer coupons have started to appear in junk mailers, so be sure to look before you toss
• Direct from the manufacturer- check manufacturer websites for printable coupons or contact companies (by mail, e-mail or phone) to request coupons
• Store mailings- get a frequent shopper card for the grocery stores that you shop, and you may be rewarded with special coupon mailings
• On products- look in and on the packaging of the products that you buy for special loyalty coupons
How to Keep Coupons Organized
There are lots of ways to organize coupons; the key is to find the approach that works best for you. Three options to consider:
• Clipping out all coupons
• Clipping out just the coupons that you intend to use
• Leaving the coupon inserts intact, and clipping coupons on an "as-needed" basis
Whichever approach you choose, there are several things that you can do to ensure that your coupons remain neat and accessible:
1. Develop a filing system. Many couponers organize their coupons by grocery category--dairy, frozen foods, deli, etc. – but it's not the only way to go. Find a filing system that works for you--by aisle, by expiration, etc. – and put it into action.
2. Find a container to hold your coupons. Use a shoebox, a storage container, a coupon binder, a coupon wallet or a recipe box – it doesn't matter what you choose – but it's important to have a landing spot for all of those coupons.
3. File coupons the same day you get them. Okay, so you may not always have time to file your coupons right away, but try to file them as soon as you can. This will prevent them from getting lost, and save you the hassle of having to sort through a big mess of coupons all at once.
4. Purge regularly. Expired coupons won't save you money, so don't let them hog space in your coupon file. Set a schedule for purging expired coupons, and stick to it.
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